Real Estate Sources for your Essay

Corporate Social Responsibility in Brunei Real Estate


Since then, the property values have been gradually decreasing, causing a wide array of social and economic problems. Among the more notable causes of this collapse, one could mention the following: The issuance of sub-prime mortgages to credit solicitants that were unable to repay their debt, coupled with the emergence of interest-only monthly payments, which allowed the debtors to only pay interest, and no principal The bankruptcy of large size Wall Street players and the loss of billions of dollars (The Financial Crisis Inquiry Commission, 2011) The creation and swapping of mortgage backed securities, which increased the risks associated with defaults on credits and which subsequently increased the risks and problems associated with collateralized debt obligations (Amadeo)

Corporate Social Responsibility in Brunei Real Estate


With the aid of the cost approach, the real estate appraisers rely extensively on the value of the land in a numeric manner, through the assessment of the financial value of the property, minus its investment costs and depreciations. "The cost approach considers the cost of the land plus the replacement cost of improvements minus the physical and functional depreciation" (Reimer, 2006)

Corporate Social Responsibility in Brunei Real Estate


We've reached a tipping point of sellers/investors who have green features in their listings and the need to be able to quantify how to value it has never been higher. Currently one of the biggest topics of discussion in the appraisal community is green and more green educational programs are becoming available to appraisers" (Simcoe, 2011)

Corporate Social Responsibility in Brunei Real Estate


The real estate values are directly connected with the state of the economy, in the meaning that a weak economy, with low salaries and decreased consumer power decreases the value of properties, whereas a strong economy increases the market value of real estate. Governmental and legal factors, referring primarily to the regulations of real estate purchase, which add complexities; for instance, the more taxes one has to pay for a property, the higher would be the cost of the purchase Last, there are the social factors of influence, revealing specifically increasing market values for the more demanded types of real estate property, such as houses, but, more recently, also condominium apartments (Ventolo and Williams, 2001)

Real Estate Funding Chapter How


FUNDING FOR COMMERCIAL REAL ESTATE. A number of studies to date have emphasized the growing sophistication of commercial property market financing and funding (Ball, Lizieri & Macgregor, 1998)

Real Estate Funding Chapter How


The GSEs benefit from the government-sponsored status because purchasers of their debt assume that the government will not allow the GSEs to fail, even though the government has made no explicit promise to bail out the GSEs should problems arise. This ambiguous government relationship creates an implicit government subsidy to the GSEs that is worth billions of dollars (Burgess, Passmore & Sherlund, 2005)

Real Estate Funding Chapter How


468) When Congress created the GSE charters, they provided the GSEs with a variety of special benefits. Initially, many viewed these benefits as a way to enhance the GSEs' efforts in establishing a secondary mortgage market; however, with the secondary mortgage market well established and with many other well-functioning purely private secondary markets, the justification for the GSEs' benefits has shifted to the GSEs' success in lowering mortgage rates and in encouraging affordable housing (Geisst, 1990)

Real Estate Funding Chapter How


According to Ratcliffe, Shepherd and Stubbs (2003), the category of trusts and bonds can be included in the same category as real estate investment trusts, investment unit trusts, property unit trusts and property bonds. The structure and purposes of these different media for investment is not explained in detail, because from the standpoint of the developer their policies and practices are much the same and largely resemble those of the insurance companies and pension funds; their performance to date, though, has been extremely variable, and their role in the development field is as yet not great (Ratcliffe et al

Philippines Real Estate Over the Last Several


Evidence of this can be seen by looking at the below table. Number of Visitors to the Philippines Islands Year Total Number of Tourists 1996 2,049,367 1997 2,222,523 1998 2,149,357 1999 2,170, 514 2000 1,992,169 2001 1,796,683 2002 1,932,677 2003 1,907,226 2004 2,291,3347 2005 2,623,084 2006 2,843,355 2007 3,091,993 2008 3,139,422 2009 3,017,099 2010 3,520,471 2011 3,200,000 (Estimate) (Department of Tourism 2011) These different figures are important, because they are showing how the total amount of visitors will vary

Philippines Real Estate Over the Last Several


These factors are important, because they are highlighting how the Philippines are quickly becoming a popular location for variety businesses. (Philippines Real Estate Report 2011) While at the same time, the government has been aggressively focusing on promoting the nation as place for tourists and retires

Philippines Real Estate Over the Last Several


These factors are important, because they are highlighting how the Philippines are quickly becoming a popular location for variety businesses. (Philippines Real Estate Report 2011) While at the same time, the government has been aggressively focusing on promoting the nation as place for tourists and retires

Philippines Real Estate Over the Last Several


These factors are important, because they are highlighting how the Philippines are quickly becoming a popular location for variety businesses. (Philippines Real Estate Report 2011) While at the same time, the government has been aggressively focusing on promoting the nation as place for tourists and retires

Philippines Real Estate Over the Last Several


These factors are important, because they are highlighting how the Philippines are quickly becoming a popular location for variety businesses. (Philippines Real Estate Report 2011) While at the same time, the government has been aggressively focusing on promoting the nation as place for tourists and retires

Philippines Real Estate Over the Last Several


9% -9.90% (Philippine Real Estate Market Report 2011) The figures from this table are significant, because they are showing how exports will be dramatically impacted by changes in demand

Philippines Real Estate Over the Last Several


This means that they will need some kind of affordable housing. (Philippines 2011) (The Philippines Offers Value Investing 2011) While at the same time, there is shortage of available housing in the general population

Philippines Real Estate Over the Last Several


As a result, this is an indication as to how the pent up demand is sheltering the Philippines from the fallout of what is happening in the United States. (Price Rises Resume 2011) (Philippine Real Estate Market Report 2011) These different elements are important, because they are showing how the Philippines are affected by various events to a certain extent that are occurring overseas

Philippines Real Estate Over the Last Several


This is significant, because the increases in tourists and potential retirees are helping to fuel the demand for housing and other kinds of properties. (Real Estate Sector Banks 2011) For the real estate market, this means that prices have been consistently rising

Philippines Real Estate Over the Last Several


This is problematic, because it means that the housing market is continuing to remain stagnant. (Record 2.9 Million Properties 2011) At the same time, the U

Philippines Real Estate Over the Last Several


Since that the time the markets have went through a mild recovery. (Record 3 Million Households 2010) This is because there were various programs designed to help homeowners, who were in subprime mortgages, to refinance to one that has a fixed interest rate

Philippines Real Estate Over the Last Several


This is a sign of how he is reaching out to this demographic by directly investing his own money (based upon the opportunities that he is seeing in these markets). (Trump Tower 2011) The Impact of these Events on the Philippines Real Estate Market for the Current Quarter The impact of events in the United States has been affecting the real estate markets in the Philippines by cooling them down